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Travel Insurance Polices
By Jay Bauder, Mon Dec 26th

Tips on Policies

Getting insurance before traveling is a smart idea.All-inclusive policies cover trip cancellation and evenmedical and theft circumstances. Check out the following tips toland you on a better bargain.

Some credit card companies have their own policies regardingtravel insurances if you use the card to purchase the ticket. Sobetter check on it first.

There are airline and cruise line companies that offer travelinsurance policies. However, they may go bankrupt and theinsurance might lose its value. It's better if you buy a policyfrom an insurance company.

There are different policies attached to certain travelinsurance. Some companies even offer different types of travelpolices. Be sure to get a good grasp on the contents of thepolicy before actually buying it.

Be sure that the medical coverage of the insurance iswell stipulated in the policy. Be sure to understand them wellso that you know what are included. If you are getting a policyfor the entire family, see to it that all the members areincluded. This is because some insurance policies limit to anumber of persons only.

Know how much the company is paying for in case somethinghappens. For example in case of

Travel experts share bargain-hunting tips
Los Angeles Times Travel Show: Experts from Travelzoo, LivingSocial and JohnnyJet.com share strategies for stretching vacation dollars.<br/><br/>If you don't know where you're going on vacation this year, you may not be indecisive. You might just be a bargain hunter. <p><a href="http://feedads.g.doubleclick.net/~at/HchKaaDTZNHe0oILArbtYbxs6SM/0/da"><img src="http://feedads.g.doubleclick.net/~at/HchKaaDTZNHe0oILArbtYbxs6SM/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/HchKaaDTZNHe0oILArbtYbxs6SM/1/da"><img src="http://feedads.g.doubleclick.net/~at/HchKaaDTZNHe0oILArbtYbxs6SM/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/XVO5AUaL2D0" height="1" width="1"/>
Romantic getaways
A vibrant street life, stunning visuals, food and drink that sweeten your lips. The world's most romantic places seem to share these traits. But there is something more: a sense of style and spirit, a pace that's almost musical. Here's a list of ethereal places -- some expected, some not -- that can easily capture your heart.<br/><br/>Berlin: Put Berlin next to Paris and you have both sides of the coin: romance, which occasionally appeals, and eros, which never fails. "Berlin is sexy," said the German capital's openly gay Mayor Klaus Wowereit, and it's been that way since the iniquitous Weimar Republic of Marlene Dietrich and cabaret, when only verboten was a naughty word. Recent influxes of German hipsters and clued-in foreigners are (as the song says) "Falling in Love Again (Can't Help It)" with Berlin's outré art scene, drinking in all-night bars where mind-numbing absinthe is the poison of choice, and dressing in provocative Weimar styles for Bohème Sauvage, an on-going series of nightclub parties with dancing to hot jazz, backroom poker and floor shows featuring scantily clad performers of undetermined sex. <p><a href="http://feedads.g.doubleclick.net/~at/jPkxS4uT4VvO1Lo7RdNrMDAU2Q8/0/da"><img src="http://feedads.g.doubleclick.net/~at/jPkxS4uT4VvO1Lo7RdNrMDAU2Q8/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/jPkxS4uT4VvO1Lo7RdNrMDAU2Q8/1/da"><img src="http://feedads.g.doubleclick.net/~at/jPkxS4uT4VvO1Lo7RdNrMDAU2Q8/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/gD70SeTkg3I" height="1" width="1"/>
Hollywood finds romance in travel
On a train 'North by Northwest' and others, on a bus in 'It Happened One Night,' in Italy in 'Roman Holiday,' in Bali in 'Eat, Pray, Love' &#8212; love is all around.<br/><br/>Love is always lovelier some place other than home. Well, at least in the celluloid universe. <p><a href="http://feedads.g.doubleclick.net/~at/9Ep_dFTeA0BVVUtyK7MS82aYYOA/0/da"><img src="http://feedads.g.doubleclick.net/~at/9Ep_dFTeA0BVVUtyK7MS82aYYOA/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/9Ep_dFTeA0BVVUtyK7MS82aYYOA/1/da"><img src="http://feedads.g.doubleclick.net/~at/9Ep_dFTeA0BVVUtyK7MS82aYYOA/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/Jw20SZSobcQ" height="1" width="1"/>
Indy tips for Super Bowl visitors
OK, you somehow scored Super Bowl tix. Congrats. Shouldn&rsquo;t everyone&rsquo;s uncle be a regional fleet manager for Ford?<br/><br/>OK, you somehow scored Super Bowl tix. Congrats. Shouldn&rsquo;t everyone&rsquo;s uncle be a regional fleet manager for Ford? <p><a href="http://feedads.g.doubleclick.net/~at/G7ECjb7E_QRNRvkhtuG5wxmKFY4/0/da"><img src="http://feedads.g.doubleclick.net/~at/G7ECjb7E_QRNRvkhtuG5wxmKFY4/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/G7ECjb7E_QRNRvkhtuG5wxmKFY4/1/da"><img src="http://feedads.g.doubleclick.net/~at/G7ECjb7E_QRNRvkhtuG5wxmKFY4/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/Hl2jKJwYO9E" height="1" width="1"/>
Cooking up gourmet adventures across the West
A guide to the hotels, resorts and other locales in the West that offer travelers hand's-on cooking lessons.<br/><br/>Cooking classes are sprouting like shiitake mushrooms across the West, often in gorgeous locations. For travelers who want to plan their gourmet adventures, we've found restaurants, hotels, lodges, resorts and culinary academies where they can improve their home-chef skills with hands-on lessons, demonstrations or tutoring by noted chefs. <p><a href="http://feedads.g.doubleclick.net/~at/BFoY9DXihQS8qermaYzL_Y88240/0/da"><img src="http://feedads.g.doubleclick.net/~at/BFoY9DXihQS8qermaYzL_Y88240/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/BFoY9DXihQS8qermaYzL_Y88240/1/da"><img src="http://feedads.g.doubleclick.net/~at/BFoY9DXihQS8qermaYzL_Y88240/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/XfMAQG4NEkA" height="1" width="1"/>
12 places to visit in 2012
From historical celebrations to Oregon wines to a diamond jubilee in Britain to Warhol in Arkansas, here are a dozen places to explore and enjoy.<br/><br/>New Mexico: This year, New Mexicans mark 100 years of statehood. But much of the state's appeal stems from its human history that goes back much further. (In 2010, Santa Fe celebrated 400 years of cityhood.) Explore here: the adobe architecture and art galleries of Santa Fe; the vintage signage along old Route 66; the lingering hippie vibe of Truth or Consequences. Don't forget the Lightning Field, an art installation outside Quemado where (for $150 to $250 a person) you spend a summer night in a wood cabin and wait to see if lightning will strike one of the 400 tall steel poles outside your door. Even if there's no strike, the sky puts on shows at sunset and sunrise that will leave you in awe. <p><a href="http://feedads.g.doubleclick.net/~at/TKG1ZPX1ejRk_XExaQDmltHXSp4/0/da"><img src="http://feedads.g.doubleclick.net/~at/TKG1ZPX1ejRk_XExaQDmltHXSp4/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/TKG1ZPX1ejRk_XExaQDmltHXSp4/1/da"><img src="http://feedads.g.doubleclick.net/~at/TKG1ZPX1ejRk_XExaQDmltHXSp4/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/Ld3egPKkyIs" height="1" width="1"/>
Travel updates for 2012
Here are a dozen travel-news tidbits that will make you a better informed consumer in the new year. <br/><br/>Think of what follows as a travel tapas buffet &mdash; tidbits that just might whet your appetite for more. Here are a dozen pieces of information for the 2012 traveler. <p><a href="http://feedads.g.doubleclick.net/~at/k19HPvbEbBKktQyjraS3AAjjekA/0/da"><img src="http://feedads.g.doubleclick.net/~at/k19HPvbEbBKktQyjraS3AAjjekA/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/k19HPvbEbBKktQyjraS3AAjjekA/1/da"><img src="http://feedads.g.doubleclick.net/~at/k19HPvbEbBKktQyjraS3AAjjekA/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/KX8DBmXEnQQ" height="1" width="1"/>
Cruises: Drinking in the ambience aboard Rotterdam VI
With a more traditional vibe than other liners, Holland America's Rotterdam makes for smooth sailing.<br/><br/>Rarely has a city been as in love with a shipping company as Rotterdam, Netherlands, is with the Holland America line. <p><a href="http://feedads.g.doubleclick.net/~at/bGas_cXaz9pDKNUSRtW8MZzw4S4/0/da"><img src="http://feedads.g.doubleclick.net/~at/bGas_cXaz9pDKNUSRtW8MZzw4S4/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/bGas_cXaz9pDKNUSRtW8MZzw4S4/1/da"><img src="http://feedads.g.doubleclick.net/~at/bGas_cXaz9pDKNUSRtW8MZzw4S4/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/Ezj4hiGYTLg" height="1" width="1"/>
Smaller legs of world cruises can be a deal
If you can't take a full world cruise, a smaller segment can still be filled with adventure and cost a lot less. These days only a fraction of passengers are there for the long haul.<br/><br/>The British couple &mdash; she in a long black dress, he in a traditional tux &mdash; leaned against the elevator's polished wood paneling as they headed back to their cabin after an evening performance in the main showroom. Embarrassed at my casual clothes and running shoes, I stammered, "We decided not to dress up and went to the buffet instead of the main dining room." <p><a href="http://feedads.g.doubleclick.net/~at/X1k0k_hIfPn4GNBHpSdaH_i6ha0/0/da"><img src="http://feedads.g.doubleclick.net/~at/X1k0k_hIfPn4GNBHpSdaH_i6ha0/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/X1k0k_hIfPn4GNBHpSdaH_i6ha0/1/da"><img src="http://feedads.g.doubleclick.net/~at/X1k0k_hIfPn4GNBHpSdaH_i6ha0/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/nY3Uw5U5-0w" height="1" width="1"/>
A big question mark hovers over the cruise industry
Cruise lines were ready for a busy year, with continued deals, expanded river jaunts and hot new locales. How the Costa Concordia disaster affects the industry is still unknown.<br/><br/>The first quarter of 2012 was supposed to be a sweet spot for passenger cruise lines. Wave season, as it's known, marks a time when cruise companies and travel agents roll out deep discounts on cruise vacations and rack up lots of sales. <p><a href="http://feedads.g.doubleclick.net/~at/K0Y4lRVLGmleAcdqu8k1kMFbCNU/0/da"><img src="http://feedads.g.doubleclick.net/~at/K0Y4lRVLGmleAcdqu8k1kMFbCNU/0/di" border="0" ismap="true"></img></a><br/> <a href="http://feedads.g.doubleclick.net/~at/K0Y4lRVLGmleAcdqu8k1kMFbCNU/1/da"><img src="http://feedads.g.doubleclick.net/~at/K0Y4lRVLGmleAcdqu8k1kMFbCNU/1/di" border="0" ismap="true"></img></a></p><img src="http://feeds.feedburner.com/~r/latimes/travel/~4/SexwFChhTho" height="1" width="1"/>

theft, how much would they bepaying for the lost items. Will the company be paying in fullfor the lost items? Also be sure that the valuable things thatyou will be bringing with you on the trip are covered. And incase the trip is called off or cut short, will the company begiving you a full refund?

Make sure you know the term that goes with it. In case of amedical emergency while traveling, will you have to pay for themedical bills yourself and get a reimbursement afterwards orwill the insurance policy take care of them immediately?

There is more than one way of getting insurance. Checkout the internet. This way you get to look around and get abetter deal. You never even have to leave the comfort of yourown home or take a time off from work.

Most insurance policies include trip cancellationinsurance and medical insurance that ranges between five andseven percent of the price of your trip. The price of such isbased on the age of the traveler and the cost of the trip whiletraveling.

About the author:

Jay is the web owner of http://www.airline-tickets.biz Lowest Price AirlineTickets, a website that provides information and resourceson vacations, airfare, hotels, and travel. You can visit hiswebsite at: http://www.hotels-in.net Hotel Discounts

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